:root{--niw-navy:#0a3158;--niw-blue:#1269b5;--niw-blue2:#0a4f91;--niw-green:#07865e;--niw-ink:#18283b;--niw-muted:#607286;--niw-line:#dce6ef;--niw-soft:#f3f7fb;--niw-yellow:#ffd44d;--niw-white:#fff;--niw-radius:18px;--niw-shadow:0 14px 38px rgba(12,49,86,.10)}
.niw-standalone-body{margin:0;background:#fff;color:var(--niw-ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;font-size:16px;line-height:1.6}.niw-site *{box-sizing:border-box}.niw-site{overflow:hidden;background:#fff;color:var(--niw-ink)}.niw-site a{color:inherit;text-decoration:none}.niw-site img{max-width:100%;height:auto}.niw-container{width:min(1160px,calc(100% - 40px));margin-inline:auto}.niw-header{position:relative;z-index:20;background:#fff;border-bottom:1px solid rgba(13,49,83,.09)}.niw-navwrap{width:min(1200px,calc(100% - 40px));margin:auto;min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:22px}.niw-brand{display:flex;align-items:center;gap:11px;min-width:210px}.niw-brand img{width:48px;height:48px;object-fit:contain}.niw-logo-mark{display:grid;place-items:center;width:45px;height:45px;border-radius:13px;background:linear-gradient(135deg,var(--niw-navy),var(--niw-blue));color:#fff;font-weight:900;font-size:27px}.niw-brand strong{display:block;font-size:19px;line-height:1.2;color:var(--niw-navy);letter-spacing:-.4px}.niw-brand small{display:block;font-size:11px;color:var(--niw-muted);margin-top:3px}.niw-nav{display:flex;align-items:center;gap:20px;font-size:13px;font-weight:700;color:#31445a}.niw-nav>a:not(.niw-nav-cta):hover,.niw-footer a:hover{color:var(--niw-blue)}.niw-nav-cta{background:var(--niw-green);color:#fff!important;padding:11px 17px;border-radius:10px;white-space:nowrap}.niw-menu-toggle{display:none;background:#eef5fb;border:1px solid var(--niw-line);border-radius:9px;padding:8px 11px;color:var(--niw-navy);font-size:20px}.niw-hero{position:relative;isolation:isolate;background:linear-gradient(105deg,#f5f9fd 0%,#eef5fc 57%,#e2eef9 100%);min-height:540px;display:flex;align-items:center}.niw-hero-bg{position:absolute;inset:0 0 0 38%;z-index:-1;background-position:center;background-size:cover;opacity:.34;mask-image:linear-gradient(90deg,transparent,#000 22%)}.niw-hero-grid{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(260px,.65fr);gap:54px;align-items:center;padding-block:78px}.niw-hero-copy{max-width:680px}.niw-eyebrow{display:inline-block;font-size:11px;letter-spacing:1.6px;font-weight:850;color:var(--niw-blue);text-transform:uppercase;margin-bottom:12px}.niw-hero h1{font-size:clamp(38px,5vw,62px);line-height:1.06;letter-spacing:-2px;color:var(--niw-navy);margin:0 0 20px;font-weight:850;max-width:740px}.niw-hero-copy>p{font-size:18px;color:#52677d;max-width:610px;margin:0 0 27px}.niw-actions{display:flex;gap:12px;flex-wrap:wrap}.niw-btn{display:inline-flex;align-items:center;justify-content:center;gap:12px;padding:13px 19px;border-radius:10px;font-size:14px;font-weight:800;border:1px solid transparent;transition:transform .15s ease,box-shadow .15s ease}.niw-btn:hover{transform:translateY(-1px);box-shadow:0 8px 18px rgba(10,49,88,.13)}.niw-btn-primary{background:var(--niw-green);color:#fff!important}.niw-btn-outline{background:#fff;border-color:#cbd9e7;color:var(--niw-navy)!important}.niw-btn-light{background:#fff;color:var(--niw-navy)!important}.niw-trustline{display:flex;gap:18px;flex-wrap:wrap;margin-top:27px;color:#4e647a;font-size:12px;font-weight:700}.niw-trustline span:first-letter{color:var(--niw-green)}.niw-hero-card{background:#fff;padding:27px;border-radius:20px;box-shadow:var(--niw-shadow);border:1px solid rgba(255,255,255,.8);max-width:340px;justify-self:end}.niw-card-icon{width:45px;height:45px;border-radius:14px;display:grid;place-items:center;background:#e6f7f0;color:var(--niw-green);font-weight:900;font-size:22px}.niw-hero-card h2{font-size:22px;line-height:1.25;color:var(--niw-navy);margin:18px 0 8px}.niw-hero-card p{color:var(--niw-muted);font-size:14px;margin:0 0 16px}.niw-hero-card>a{color:var(--niw-blue);font-size:13px;font-weight:800}.niw-intro{padding-block:76px 82px;text-align:center}.niw-intro h2,.niw-section-heading h2,.niw-why h2,.niw-band-inner h2{font-size:clamp(28px,3vw,38px);line-height:1.15;letter-spacing:-1px;color:var(--niw-navy);margin:0 0 12px}.niw-section-lead{color:var(--niw-muted);margin:0 auto 32px;max-width:640px}.niw-service-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;text-align:left;margin-top:34px}.niw-service-grid-large{grid-template-columns:repeat(3,minmax(0,1fr));margin-top:0}.niw-service-card{display:block;border:1px solid var(--niw-line);border-radius:15px;padding:22px;background:#fff;box-shadow:0 5px 18px rgba(12,49,86,.035);transition:transform .18s ease,border-color .18s ease,box-shadow .18s ease}.niw-service-card:hover{transform:translateY(-3px);border-color:#bad4eb;box-shadow:var(--niw-shadow)}.niw-service-icon{display:grid;place-items:center;width:48px;height:48px;border-radius:13px;background:#edf5fc;font-size:24px;margin-bottom:18px}.niw-service-card h3,.niw-service-card h2{font-size:18px;color:var(--niw-navy);margin:0 0 9px;line-height:1.25}.niw-service-card p{font-size:13px;color:var(--niw-muted);margin:0 0 15px}.niw-service-card ul{padding-left:18px;font-size:13px;color:var(--niw-muted);margin:0 0 18px}.niw-service-card>b{color:var(--niw-blue);font-size:12px}.niw-reminder-band{background:var(--niw-navy);color:#fff;padding:42px 0}.niw-band-inner{display:flex;align-items:center;justify-content:space-between;gap:28px}.niw-band-inner .niw-eyebrow{color:var(--niw-yellow);margin-bottom:8px}.niw-band-inner h2{color:#fff;margin-bottom:7px}.niw-band-inner p{margin:0;color:#d6e3ef;max-width:670px}.niw-why{display:grid;grid-template-columns:1fr 1fr;gap:58px;align-items:center;padding-block:80px}.niw-why-image{border-radius:20px;overflow:hidden;background:#eef5fa;box-shadow:var(--niw-shadow)}.niw-why-image img{display:block;width:100%;aspect-ratio:1.1/1;object-fit:cover}.niw-why p{color:var(--niw-muted)}.niw-check-list{list-style:none;padding:0;margin:20px 0 22px;display:grid;gap:10px;color:#42576d;font-size:14px}.niw-check-list li{position:relative;padding-left:27px}.niw-check-list li:before{content:'✓';position:absolute;left:0;top:1px;display:grid;place-items:center;width:18px;height:18px;background:#e1f6ee;color:var(--niw-green);border-radius:50%;font-size:12px;font-weight:900}.niw-text-link{color:var(--niw-blue)!important;font-size:13px;font-weight:850}.niw-partner-band{background:#f1f7fc;padding:48px 0;border-block:1px solid #e4edf5}.niw-partner-band .niw-band-inner h2{color:var(--niw-navy)}.niw-partner-band .niw-band-inner p{color:var(--niw-muted)}.niw-blog-preview{padding-block:76px}.niw-section-heading{display:flex;align-items:end;justify-content:space-between;gap:20px;margin-bottom:25px}.niw-section-heading h2{margin:0}.niw-blog-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.niw-blog-card{border:1px solid var(--niw-line);border-radius:15px;overflow:hidden;background:#fff}.niw-blog-thumb{display:block;background:#eaf2f8;aspect-ratio:16/9;overflow:hidden}.niw-blog-thumb img{width:100%;height:100%;object-fit:cover;display:block}.niw-blog-thumb-placeholder{display:grid;place-items:center;color:var(--niw-blue);font-weight:800;font-size:20px}.niw-blog-body{padding:19px}.niw-blog-body time{color:#7a8b9c;font-size:11px}.niw-blog-body h3{font-size:17px;line-height:1.3;color:var(--niw-navy);margin:7px 0}.niw-blog-body p{font-size:13px;color:var(--niw-muted);margin:0 0 15px}.niw-quote{background:#f2f7fb;padding:64px max(20px,calc((100% - 1160px)/2));display:grid;grid-template-columns:.8fr 1.2fr;gap:42px;align-items:start}.niw-quote-copy{padding-top:12px}.niw-quote-copy h2{font-size:36px;line-height:1.15;letter-spacing:-1px;color:var(--niw-navy);margin:0 0 12px}.niw-quote-copy p{color:var(--niw-muted)}.niw-phone-line strong{color:var(--niw-navy)}.niw-form-card{background:#fff;border:1px solid var(--niw-line);border-radius:17px;padding:26px;box-shadow:0 8px 24px rgba(12,49,86,.05)}.niw-form-card form{display:grid;gap:14px}.niw-form-card label{display:grid;gap:6px;color:#354a60;font-size:12px;font-weight:800}.niw-form-card input,.niw-form-card select,.niw-form-card textarea{width:100%;padding:12px 13px;border:1px solid #cfdce7;border-radius:8px;background:#fff;color:var(--niw-ink);font:inherit;font-size:14px;min-height:44px}.niw-form-card input:focus,.niw-form-card select:focus,.niw-form-card textarea:focus{outline:2px solid #b5d9f4;border-color:var(--niw-blue)}.niw-field-grid{display:grid;grid-template-columns:1fr 1fr;gap:13px}.niw-honeypot{position:absolute!important;left:-10000px!important;top:auto!important;width:1px!important;height:1px!important;overflow:hidden!important}.niw-fineprint{font-size:11px;color:#7b8b9a;margin:0}.niw-success{padding:18px;border-radius:12px;background:#e9f8f1;color:#116c4c}.niw-footer{background:#082a4b;color:#d8e4ef;padding-top:48px}.niw-footer-grid{display:grid;grid-template-columns:1.3fr .8fr 1fr;gap:36px;padding-bottom:36px}.niw-footer strong{color:#fff;font-size:16px}.niw-footer p{font-size:13px;color:#bdcddd;line-height:1.9}.niw-copyright{text-align:center;padding:16px 20px;border-top:1px solid rgba(255,255,255,.13);font-size:11px;color:#a8bfd3}.niw-page-hero{padding:64px 0 58px;background:linear-gradient(120deg,#eef5fb,#f7fafd)}.niw-page-hero h1{font-size:clamp(34px,4.5vw,50px);line-height:1.1;letter-spacing:-1.5px;color:var(--niw-navy);max-width:850px;margin:0 0 13px}.niw-page-hero p{max-width:760px;color:var(--niw-muted);font-size:17px;margin:0}.niw-page-content{padding-block:50px 70px}.niw-note{margin-top:30px;padding:17px 19px;border:1px solid #dce7ef;background:#f7fafc;border-radius:12px;color:#5b6d7e;font-size:13px}.niw-reminder-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:38px;align-items:start}.niw-reminder-benefits h2{color:var(--niw-navy);font-size:26px;line-height:1.2}.niw-reminder-benefits p{color:var(--niw-muted)}.niw-reminder-form-wrap .ir-landing{max-width:100%;margin:0!important}.niw-reminder-form-wrap .ir-landing-hero{border-radius:14px 14px 0 0}.niw-reminder-form-wrap .ir-landing-form{box-shadow:none}.niw-rate-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:25px}.niw-rate-grid>div{padding:23px;border-radius:14px;background:#f1f7fc;border:1px solid var(--niw-line);display:grid;gap:5px}.niw-rate-grid strong{font-size:34px;color:var(--niw-blue);line-height:1}.niw-rate-grid span{color:var(--niw-muted);font-size:13px}.niw-partner-benefits{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:15px;margin:24px 0 38px}.niw-partner-benefits article{border:1px solid var(--niw-line);border-radius:14px;padding:20px}.niw-partner-benefits h3{color:var(--niw-navy);margin:0 0 8px;font-size:17px}.niw-partner-benefits p{font-size:13px;color:var(--niw-muted);margin:0}.niw-contact-grid{display:grid;grid-template-columns:.75fr 1.25fr;gap:25px;align-items:start}.niw-contact-card{padding:28px;border:1px solid var(--niw-line);border-radius:16px;background:#f8fbfd}.niw-contact-card h2{color:var(--niw-navy);margin-top:0}.niw-contact-card a:not(.niw-btn){color:var(--niw-blue);font-weight:700}.niw-legal{padding-block:55px 80px;max-width:860px}.niw-legal h1,.niw-legal h2{color:var(--niw-navy)}.niw-legal p{color:#52677d}.niw-site .ir-landing{font-family:inherit}.niw-site .ir-landing-form label{display:block}.niw-site .ir-landing-form input{width:100%;max-width:100%}.niw-site .ir-partner-page{max-width:100%}
@media(max-width:1000px){.niw-nav{gap:12px;font-size:12px}.niw-hero-grid{gap:25px}.niw-service-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.niw-quote{grid-template-columns:1fr 1.2fr}.niw-why{gap:30px}}
@media(max-width:760px){.niw-container,.niw-navwrap{width:min(100% - 32px,600px)}.niw-navwrap{min-height:68px}.niw-menu-toggle{display:block}.niw-nav{display:none;position:absolute;top:68px;left:0;right:0;padding:15px 20px 20px;background:#fff;border-bottom:1px solid var(--niw-line);box-shadow:0 12px 20px rgba(12,49,86,.08);align-items:stretch;flex-direction:column;gap:0}.niw-nav.is-open{display:flex}.niw-nav>a{padding:11px 4px}.niw-nav .niw-nav-cta{text-align:center;margin-top:8px}.niw-hero{min-height:auto}.niw-hero-bg{inset:0;opacity:.14;mask-image:none}.niw-hero-grid{grid-template-columns:1fr;padding-block:54px 46px;gap:28px}.niw-hero h1{font-size:clamp(36px,9vw,50px);letter-spacing:-1.4px}.niw-hero-copy>p{font-size:16px}.niw-hero-card{justify-self:stretch;max-width:none}.niw-trustline{gap:10px 15px}.niw-intro,.niw-blog-preview{padding-block:54px}.niw-service-grid,.niw-service-grid-large{grid-template-columns:1fr 1fr;gap:12px}.niw-service-card{padding:17px}.niw-band-inner{align-items:flex-start;flex-direction:column}.niw-reminder-band{padding:35px 0}.niw-why{grid-template-columns:1fr;padding-block:52px;gap:25px}.niw-why-image img{aspect-ratio:16/9}.niw-section-heading{align-items:flex-start;flex-direction:column}.niw-blog-grid{grid-template-columns:1fr 1fr}.niw-quote{padding:48px 16px;grid-template-columns:1fr;gap:18px}.niw-quote-copy h2{font-size:30px}.niw-footer-grid{grid-template-columns:1fr 1fr;gap:22px}.niw-footer-grid>div:first-child{grid-column:1/-1}.niw-page-hero{padding:48px 0 42px}.niw-page-content{padding-block:32px 50px}.niw-reminder-layout,.niw-contact-grid{grid-template-columns:1fr}.niw-partner-benefits{grid-template-columns:1fr}.niw-rate-grid{grid-template-columns:1fr 1fr}}
@media(max-width:480px){.niw-brand{min-width:0}.niw-brand strong{font-size:17px}.niw-brand small{font-size:10px}.niw-brand img,.niw-logo-mark{width:39px;height:39px}.niw-service-grid,.niw-service-grid-large,.niw-blog-grid{grid-template-columns:1fr}.niw-service-card{padding:19px}.niw-field-grid{grid-template-columns:1fr}.niw-form-card{padding:18px}.niw-footer-grid{grid-template-columns:1fr}.niw-footer-grid>div:first-child{grid-column:auto}.niw-rate-grid{grid-template-columns:1fr}.niw-actions{align-items:stretch;flex-direction:column}.niw-actions .niw-btn{width:100%}}
@media(prefers-reduced-motion:reduce){.niw-btn,.niw-service-card{transition:none}}